Bank accounts
What type of account are you looking for?
Everyday bank account Open in new window
Reward bank account Open in new window
Other current accounts Open in new window
Student | Child | Teen Open in new window
Everyday bank account
The one that just gets things done.
Basic current account today, access to RBS's vast offering for your future tomorrow.
- Access to a 5 star rated account.
- Free of monthly fees.
- Quick to set up, easy to use.
Must be 18+ UK resident to apply.
Continue to Select account Open in new window
Reward account
The one that gets your money working for you.
Daily spend + Direct Debits = Rewards.
- Get rewarded for everyday banking.
- Earn rewards for spending at our partner retailers with your Royal Bank debit card.
- Every month, earn £4 back in Rewards for paying 2 or more Direct Debits from your reward account - 2 of those Direct Debits need to be at least £2 each.
- All this for £2 a month.
Must be 18+, UK resident, and pay in £1,250 to an eligible Royal Bank account every month. T&Cs apply.
Continue to Reward account Open in new window
Other current accounts
Joint accounts
Share your banking
A joint bank account could make sense if you're looking to share your Select or Reward account with someone you trust.
Information Message
Continue to joint account Open in new window
Foundation account
A straightforward account
If you're not eligible for the bank account you are applying for, you might be offered the Foundation account instead. You can't apply directly for this account.
Information Message
Continue to Foundation account Open in new window
Ukrainian refugee account
Let's get you set up in the UK
We've set up a new account opening process for you. Choose from the languages below to find more details and eligibility criteria.
Подати заявку онлайн
Подать заявку онлайн
Information Message
Apply online Open in new window
Premier accounts
Access extra perks
Enjoy a host of exciting benefits with our Premier current accounts.
Specific account and Premier eligibility criteria apply.
Information Message
Head to Premier Open in new window
For existing customers
Upgrade your existing RBS current account to a packaged account. Specific account eligibility criteria apply.
Reward Silver
£10 monthly fee
- European travel insurance.
- Mobile phone insurance.
- Fee-free foreign card purchases.
- Plus, all the benefits of the Reward account.
Information Message
Continue to account Open in new window
Reward Platinum
£20 monthly fee
- Worldwide travel insurance.
- UK car breakdown cover.
- Includes all Reward Silver's benefits too.
Information Message
Continue to account Open in new window
Student, child & teen accounts
Information Message
Specific account eligibility criteria applies.
Student bank account
The one that makes studenting easier.
- A 4-year free tastecard (worth £29.99 per year). Offer T&Cs apply.Based on the standard annual cost direct from tastecard excluding any offers. Correct as at 23rd May 2023.
- 18 or older? Interest-free overdraft -get an overdraft of up to £2,000 from year one (limited to £500 in term one year one), with an instant online decision. Students can a apply for up to £3,250 interest-free from year three onwards.
- Fee-free.
Specific account eligibility criteria apply. Overdraft subject to eligibility.
Information Message
Continue to Student account Open in new window
Child & Teen
Looking for a kid's account?
Revolve account (11-17 year olds)
- Current account with a contactless debit card for 11-17 year olds.
- Earn 2.70% AER / 2.67% Gross p.a. (variable) interest on the balance.
- Apple Pay (if you're 13+) and Google Pay™ (if you're 13+). Limits apply.
Rooster Money (3-17 year olds)
- Parent-managed pocket money app for 3-17 year olds.
- Set allowances and track your kids' spending and saving.
Eligibility criteria, fees & charges may apply. .
Information Message
Switch to Royal Bank
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the switch to start.
We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Current Account Switch Guarantee (PDF, 39KB)
A Guide to Switching Current Accounts (PDF, 3MB)
How does the Switch Service work?
Banking made better
Protecting your money
Eligible deposits with us are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.
Information Message
Find out more (PDF, 4MB) Open in new window
Switch to RBS
With another bank? The Current Account Switch Service will move everything from your old account over to us in 7 working days. Let us know in your application if you want to switch and when to get the ball rolling. Click the link below to find out more.
Current Account Switching
Current Account Switch Guarantee (PDF, 39KB)
A Guide to Switching Current Accounts (PDF, 3MB)
Information Message
Supporting our customers
See how we've performed in key service areas and view details on how we support all personal banking customers.
RBS performance indicators (PDF, 72KB)
RBS customer support (PDF, 45KB)
Information Message
Open in new window
